An open ended Constant Maturity Index Fund tracking the CRISIL-IBX Financial Services 9- 12 Months Debt Index Fund. A relatively low interest rate risk and relatively low credit risk.
July 2026
| Passive Debt Index Scheme |  |
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| Investment Objective | |
| The investment objective of the Scheme is to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 9-12 Months Debt Index before expenses, subject to tracking errors. The Scheme does not guarantee/ indicate any returns. There is no assurance or guarantee that the investment objective of the Scheme will be achieved. | |
| Fund Category: Index Funds (Debt) | |
| Fund Snapshot | |
| Date of Allotment :Mar 21, 2025 | |
| Benchmark: CRISIL-IBX Financial Services 9-12 Months Debt Index | |
| Fund Manager -Mr. Mohit Sharma Managing the Fund Since: March 21, 2025 Experience in Managing the Fund: 1.4 Years |
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| Fund Manager -Mr. Sanjay Pawar Managing the Fund Since: March 21, 2025 Experience in Managing the Fund: 14 Years |
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| Load Structure (as % of NAV) (Incl. for SIP) | |
| Entry Load: | NIL |
| Exit Load:N | NIL |
| AUM as on July 31, 2026 (in ₹Crore) | |
| Monthly Average AUM | 1,099.18 |
| AUM as on last day | 1,109.18 |
| Base Expense Ratio (BER) | |
| Regular | 0.30% |
| Direct | 0.13% |
| BER excludes brokerage incurred towards execution of trades, transaction cost & statutory levies as applicable to investors. | |
| NAV as on July 31, 2026 | |
| NAV Regular | 10.95 |
| NAV Direct | 10.98 |
| Tracking Error as on July 31, 2026 | |
| Tracking Error Regular | 0.17% |
| Tracking Error Direct | 0.17% |
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| Rating Profile of Portfolio |
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| Top 10 Portfolio Holdings |
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| Instrument Profile | ||
| Instrument Name | % Net Assets | |
| Commercial Papers | 44.16% | |
| Certificate of Deposit | 35.15% | |
| Bonds & Debentures | 19.53% | |
| Cash & cash equivalent | 0.78% | |
| Sector/Issuer Name | Ratings |
% to Net Assets |
| Debt & Debt Related | ||
| Money Market Instruments | 79.31% | |
| ● Aditya Birla Capital Ltd. | ICRA A1+ | 10.82% |
| ● Bajaj Housing Finance Ltd. | CRISIL A1+ | 10.80% |
| ● National Bank for Agriculture and Rural Development | ICRA A1+ | 8.65% |
| ● Kotak Mahindra Prime Ltd. | ICRA A1+ | 8.64% |
| ● Small Industries Development Bank of India | CRISIL A1+ | 6.51% |
| ● LIC Housing Finance Ltd. | ICRA A1+ | 5.20% |
| ● Small Industries Development Bank of India | CRISIL A1+ | 4.39% |
| ● Kotak Mahindra Bank Ltd. | CRISIL A1+ | 4.35% |
| National Bank for Agriculture and Rural Development | ICRA A1+ | 4.32% |
| Sundaram Finance Ltd. | ICRA A1+ | 2.21% |
| Mahindra & Mahindra Financial Services Ltd. | CRISIL A1+ | 2.17% |
| Small Industries Development Bank of India | CRISIL A1+ | 2.17% |
| Mahindra & Mahindra Financial Services Ltd. | CRISIL A1+ | 2.16% |
| TATA Capital Ltd. | ICRA A1+ | 2.16% |
| HDFC Bank Ltd. | CARE A1+ | 1.73% |
| Union Bank of India | IND A1+ | 0.87% |
| HDFC Bank Ltd. | ICRA A1+ | 0.87% |
| Bank of Baroda | CARE A1+ | 0.44% |
| Punjab National Bank | ICRA A1+ | 0.44% |
| Punjab National Bank | ICRA A1+ | 0.44% |
| Fixed rates bonds - Corporate | 19.53% | |
| ● LIC Housing Finance Ltd. | CRISIL AAA | 6.73% |
| ● REC Ltd. | ICRA AAA | 4.52% |
| LIC Housing Finance Ltd. | CRISIL AAA | 3.58% |
| Bajaj Finance Ltd. | CRISIL AAA | 2.26% |
| TATA Capital Ltd. | ICRA AAA | 2.26% |
| National Bank for Agriculture and Rural Development | ICRA AAA | 0.18% |
| Net Cash and Cash Equivalent | 1.15% | |
| Grand Total | 100.00% |
Miscellaneous includes securities with exposure of less than 0.01%
| Scheme Name | |
Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund |
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| This product is suitable for investors who are seeking*: | |
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Risk-o-meter  |
Benchmark Risk-o-meter CRISIL-IBX Financial Services 9-12 Months Debt Index  |
| *Investors should consult their financial advisors if in doubt whether the product is suitable for them. | |